FairBuyout.comReal Estate & Divorce
Separation Asset Split Calculator
Separating from a partner means dividing what you built together. This calculator splits shared assets and property fairly without dragging lawyers into every decision.
Tell us about it
in $ USD$520,000.00
$
$300,000.00
$
$7,500.00
$
50%
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Estimated Buyout
$106,250.00
50% keep50% depart
In plain English
The home appraises at $520,000.00. With a $300,000.00 mortgage and $7,500.00 in refi costs, the remaining equity comes to $212,500.00. The departing 50% owner is owed $106,250.00.
How we got there+
| Total equity | $212,500.00 |
| Departing share | 50% |
| Buyout owed | $106,250.00 |
Estimates only, not legal or financial advice. Double-check figures with a qualified professional.
How we got there
— Separation Asset Split CalculatorMethodology reviewed: August 17, 2026 · Source: Consumer Financial Protection Bureau — What is a home equity loan?
Frequently asked questions
Q.Is this calculator only for married couples?▾
No. It works for any separating couple, whether married, common-law, or unmarried partners who shared property.
Q.What if we were never married but own a house together?▾
The calculator works the same way. Enter the home value, mortgage, and each person's share to get the buyout amount.
Q.How do we handle items we bought together but one person uses more?▾
Ownership and usage are different things. The buyout is based on ownership share, not who used the item more.
Q.Can we use this for a trial separation?▾
Yes. You can use it to understand the numbers without committing to a final split. It gives you information to help you decide.
Q.Should we get a separation agreement?▾
Yes, a written agreement is strongly recommended. This calculator gives you the numbers, but a lawyer can help formalize the terms.
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