FairBuyout.comReal Estate & Divorce
Co-Owner Property Buyout Calculator
Invested in property with a friend, sibling, or partner who now wants out? This buyout calculator helps you determine a fair price for their share of jointly held real estate.
Tell us about it
in $ USD$420,000.00
$
$180,000.00
$
$5,500.00
$
50%
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Estimated Buyout
$117,250.00
50% keep50% depart
In plain English
The home appraises at $420,000.00. With a $180,000.00 mortgage and $5,500.00 in refi costs, the remaining equity comes to $234,500.00. The departing 50% owner is owed $117,250.00.
How we got there+
| Total equity | $234,500.00 |
| Departing share | 50% |
| Buyout owed | $117,250.00 |
Estimates only, not legal or financial advice. Double-check figures with a qualified professional.
How we got there
— Co-Owner Property Buyout CalculatorMethodology reviewed: August 17, 2026 · Source: Consumer Financial Protection Bureau — What is a home equity loan?
Frequently asked questions
Q.How do I buy out a co-owner?▾
Calculate their share of the equity, secure financing if needed, pay them their share, and refinance or transfer the deed to remove their name.
Q.What if we disagree on the property value?▾
Get a professional appraisal. If you still disagree, you may need a mediator or, as a last resort, a court-ordered sale.
Q.Can this work for investment property?▾
Yes. Enter the current value, outstanding loan, and the departing co-owner's share to calculate the buyout.
Q.What about rental income we shared?▾
This calculator focuses on equity. Past rental income should be settled separately, or factored into your negotiations.
Q.Do I need a lawyer for a co-owner buyout?▾
It is strongly recommended. A real estate attorney can handle the deed transfer, refinance paperwork, and make sure everything is legally sound.
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