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Divorce Equalization Payment Calculator
In a divorce, one spouse often walks away with more than the other. An equalization payment balances the scales, and this calculator helps you work out how much is owed.
Tell us about it
in $ USD$550,000.00
$
$250,000.00
$
$6,000.00
$
50%
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Estimated Buyout
$147,000.00
50% keep50% depart
In plain English
The home appraises at $550,000.00. With a $250,000.00 mortgage and $6,000.00 in refi costs, the remaining equity comes to $294,000.00. The departing 50% owner is owed $147,000.00.
How we got there+
| Total equity | $294,000.00 |
| Departing share | 50% |
| Buyout owed | $147,000.00 |
Estimates only, not legal or financial advice. Double-check figures with a qualified professional.
How we got there
— Divorce Equalization Payment CalculatorMethodology reviewed: August 17, 2026 · Source: Consumer Financial Protection Bureau — What is a home equity loan?
Frequently asked questions
Q.What is an equalization payment?▾
It is a cash payment from the spouse who keeps more assets to the spouse who keeps less, so that both end up with an equal share of the total marital property.
Q.How does this calculator help with equalization?▾
It calculates the equity in shared property. You can compare what each spouse is keeping and use the difference to find the equalization amount.
Q.Does equalization include retirement accounts?▾
This calculator focuses on real estate equity. Retirement accounts and other assets should be valued separately and added to the total.
Q.Is equalization the same as alimony?▾
No. Equalization divides marital property fairly. Alimony is ongoing support paid to one spouse. They are separate concepts in divorce law.
Q.Can we agree on a different split than 50/50?▾
Yes. Set the departing share to whatever percentage you and your spouse agreed on, or what your state's laws require.
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